Fast, Flexible Finance for Property Opportunities
What is Bridging Finance?
Bridging finance is a short-term funding solution designed to help you act quickly when traditional lending isn’t fast enough. Whether you’re purchasing a property, refinancing, raising capital or funding a refurbishment, bridging finance can provide access to funds in days rather than months.
We work with specialist lenders to find solutions tailored to your circumstances and exit strategy, helping you move forward with confidence.
Suitable for:
🏢 Auction purchases
🏗️ Heavy refurbishment
🔨 Conversion projects
🔄 Unmortgageable properties
đź’· Chain breaks
🔑Land purchases
When is bridging used?
🏠Auction purchases
🏗️ Property refurbishment
đź’Ľ Chain breaks
đź’° Capital raising
🏢 Commercial purchases
🔑 Development exits
Why businesses choose Liberty Verado?
âś“ Fast access to specialist bridging lenders
âś“ Flexible solutions for complex property transactions
âś“ Clear guidance from enquiry to completion
âś“ Experienced support with exit strategy planning
âś“ Responsive service when timing is critical
Our Bridging Finance Process
â‘ đź“ž Initial Discussion
We take the time to understand your project, funding requirement and timescales, so we can recommend the most suitable bridging solution.
② 📝 Assess the security & exit
We’ll review the property being offered as security and discuss your planned exit strategy, whether that’s a sale, refinance or another repayment method.
③ 🔍Source the right lender
We compare a wide range of specialist bridging lenders to identify the most suitable solution based on your circumstances and objectives.
④ ⚖️Application & approval
Once you’ve chosen a lender, we’ll manage the application, liaise with valuers and solicitors, and keep everything progressing efficiently.
⑤ 🚀Funds released
When all legal work is complete, your bridging loan is released, allowing you to move forward with confidence and focus on your project.
Typical Bridging Finance Features
A quick overview of the types of bridging finance available. Every application is individually assessed, and terms will vary depending on your circumstances, the property and your chosen exit strategy.
âś“ Loan sizes from ÂŁ50,000+
âś“ Terms typically 3-24 months
âś“ security on commercial and mixed-use property
âś“ Up to 75% LTV (higher may be available in some circumstances)
âś“ Monthly, retained or rolled-up interest
âś“ First, second and third charges available
Every bridging loan is tailored to the individual project. Available terms will depend on the security offered, the proposed exit strategy and the lender’s assessment.
Who Can Benefit from Bridging Finance?
🏠Property Investors
Funding for purchases, refurbishments, auction properties and portfolio growth.
🏗️ Property Developers
Short-term finance to acquire sites, fund projects or bridge the gap before development finance or sale.
🔨 Builders & Renovators
Helping fund refurbishment projects, conversions and properties requiring significant improvement.
🏢 Business Owners
Finance for commercial property purchases, refinancing or releasing capital from existing assets.
đź’· Landlords
Support with property purchases, refinancing, refurbishment and portfolio restructuring.
⚖️ Executors & Professional Clients
Flexible finance to support probate, inheritance matters and time-sensitive property transactions.
Why use a broker instead of approaching one lender?
Bridging finance isn’t one-size-fits-all.
Different lenders specialise in different types of projects. One lender may be ideal for an auction purchase, while another may be better suited to refurbishment, commercial property or a more complex transaction.
Rather than relying on a single lender’s criteria, we compare a wide range of specialist funding options to identify the solution that best fits your timescales, security, exit strategy and overall objectives.
That means you receive finance that is tailored to your project—not simply the first product available.
For longer-term funding, you may also wish to explore our Commercial Mortgages or Development Finance solutions.
Frequently Asked Questions
Every bridging finance is different, but these are some of the questions we’re asked most often.
Ready to Discuss Your Project?
Whether you’re buying at auction, refinancing an existing bridge or funding your next opportunity, we’re here to help.
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Many bridging finance clients also require longer-term funding solutions. These related services are often used alongside bridging finance, depending on your project’s next stage.