Development finance supporting residential and commercial property development projects

What is Development Finance?

🏡 Residential developments 🏢 Commercial developments 🏘️ Housing developments 🛠️ Conversions 🌿 Barn conversions 🏬 Mixed-use schemes

What can Development Finance be used for?

🏡 New-build developments

Funding for residential developments ranging from single plots through to multi-unit schemes.

🌿 Land acquisition

Finance to purchase development land, typically where planning permission has been obtained.

🛠️ Property conversions

Funding for converting offices, barns, pubs and other buildings into residential or commercial use.

🏢 Commercial developments

Funding for offices, retail premises, industrial units and commercial property schemes.

🏬 Mixed-use developments

Projects combining residential and commercial accommodation within one development.

🏠 Exit finance

Refinancing completed developments onto longer-term commercial mortgages or investment finance.

Why businesses choose Liberty Verado?

✓ Access to specialist development finance lenders

✓ Funding tailored around your build programme

✓ Support from enquiry through to completion

✓ Clear communication throughout the project

✓ Funding solutions built around your exit strategy

Typical Development Finance Features

Development finance can be structured around projects of varying sizes and complexity, subject to lender criteria and individual circumstances.

Typical features include:

✓ Loan sizes from £100,000+
✓ Funding towards land acquisition
✓ Funding for construction costs
✓ Stage payments throughout the build
✓ Residential, commercial and mixed-use schemes
✓ Single developments through to multi-unit sites
✓ Commercial Investment
✓ Development exit finance available where appropriate

Every development finance application is individually assessed. Funding levels, loan terms and drawdown structures will depend on the project, planning status, borrower experience and lender criteria.

Who can benefit from Development Finance?

🏗️ Property Developers

Funding for residential, commercial and mixed-use developments.

🏘️ Property Investors

Finance for refurbishment, conversion and development opportunities.

🌿 Landowners

Unlock the potential of land through specialist development funding.

🛠️ Builders & Contractors

Finance for experienced builders undertaking their own development projects.

🏢 Commercial Developers

Funding for offices, industrial premises, retail units and commercial schemes.

💼 Property Companies

Development funding for growing residential and commercial portfolios.

Frequently Asked Questions

Development finance is specialist lending designed to fund property development projects from land acquisition through to completion.

The amount available depends on the land value, projected Gross Development Value (GDV), build costs, your experience and the lender’s assessment.

GDV (Gross Development Value) is the estimated value of the completed development once all works have been finished.

Development finance is usually released in stages (known as drawdowns) as the project progresses and agreed milestones are achieved.

Most development finance lenders require planning permission before funding is released, although some options may exist for projects at earlier stages.

Yes. Some lenders will consider first-time developers, particularly where the project is straightforward and there is a strong professional team supporting the development.

The most common exit strategies are selling the completed development or refinancing onto a commercial mortgage or investment loan.

Timescales vary depending on the project and legal work involved, but having planning documents, build costs and professional reports prepared can help speed up the process.

Development finance may include arrangement fees, valuation costs, legal fees, monitoring surveyor fees and interest. We will explain the likely costs before you proceed.

We work with specialist development finance lenders and manage the process from enquiry through to completion, helping you secure funding that fits your project and timescales.

Need to discuss your development?

Every development project is different. Whether you’re purchasing land, building new homes, converting an existing property or delivering a commercial scheme, we’ll help you explore the funding options available and structure finance around your project.