Asset Finance | Business Equipment & Vehicle Finance

Asset finance for vehicles, machinery and business equipment

What is Asset Finance?

Asset finance allows businesses to spread the cost of purchasing equipment, vehicles and machinery over an agreed period, helping preserve cashflow while investing in growth.

It can be used across almost every sector, whether you’re replacing ageing equipment, expanding operations or investing in new technology.

We work with specialist asset finance lenders to source competitive funding tailored to your business and the assets you’re looking to acquire.

Suitable for:

🚜 Construction equipment
🚛 Commercial vehicles
🏭 Manufacturing machinery
🚜 Agricultural machinery
💻 IT & business equipment
⚙️ Engineering equipment

What can Asset Finance be used for?

🏗️ Construction equipment

🏭 Manufacturing equipment

🌾 Agricultural equipment

🚜 Plant & machinery

💻 Technology & IT

🚛 Commercial vehicles

Why businesses choose Liberty Verado?

✓ Access to specialist asset finance lenders

✓ Flexible funding structures

✓ Preserve working capital

✓ Quick decisions where possible

✓ Support from enquiry to completion

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Typical Asset Finance Features

✓ Loan sizes from £5,000+
✓ Hire Purchase
✓ Finance Lease
✓ Operating Lease
✓ Refinance existing assets
✓ New and used equipment
✓ Business vehicles & machinery
✓ Flexible repayment options

Who can benefit?

🏗️Construction businesses

🚛 Haulage & transport

🏭 Manufacturers

🌾 Farmers & agricultural businesse

🔧 Engineering companies

💼 SMEs investing in growth

Frequently Asked Questions

Every business and every funding requirement is different. Below are answers to some of the most common questions we receive about asset finance. If you can’t find the answer you’re looking for, our team will be happy to help.

Asset finance allows businesses to spread the cost of purchasing vehicles, machinery, equipment and other business assets over an agreed period, rather than paying the full amount upfront. It can help preserve cashflow while enabling your business to invest and grow.

With hire purchase, you make fixed monthly repayments over an agreed term. Once all payments have been made, ownership of the asset usually transfers to your business.

Yes. Many lenders are happy to finance good quality used vehicles, machinery and equipment, subject to their age, condition and value.

Some asset finance agreements may require a deposit, while others can offer up to 100% funding. The amount will depend on the type of asset, your business and the lender’s criteria.

Asset finance can be used for a wide range of business equipment, including commercial vehicles, construction machinery, agricultural equipment, manufacturing machinery, engineering equipment, IT systems and office equipment.

Yes. Asset refinance allows businesses to release capital tied up in existing equipment, helping improve cashflow or fund further investment.

Timescales vary depending on the asset and lender, but many straightforward applications can receive a decision quickly once the required information has been provided.

Asset finance is available to many types of businesses, including sole traders, partnerships, limited companies and established SMEs across a wide range of industries.

Typically, lenders will require details about your business, the asset being purchased and recent financial information. Requirements vary depending on the lender and the size of the transaction.

We work with specialist asset finance lenders to help businesses source competitive funding for vehicles, machinery and equipment. From your initial enquiry through to completion, we’ll guide you through the process and help identify the most suitable solution for your business

Yes. Many lenders can finance multiple assets under one agreement, whether you’re purchasing a fleet of vehicles, several pieces of machinery or a combination of business equipment.

Ready to invest in your business?

Whether you’re purchasing one vehicle or funding an entire fleet, investing in machinery or replacing essential equipment, we’ll help you explore the asset finance options available to your business